A volcano can be described as an opening, or break, in a planet's surface or crust, which allows hot magma, volcanic ash and gases to escape from the magma chamber below the surface.
In general, volcanoes are found at converging tectonic plates (two tectonic plates moving towards each other causing one of them to break). One example of this is the Pacific Ring of Fire which has examples of volcanoes caused by convergent tectonic plates coming together. They are also found at diverging tectonic plates (two tectonic plates move away from each other leaving a break in the layer of tectonic plates). One example of this is in the mid-Atlantic ridge whereby two plates are diverging leading to the formation of volcanoes.
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There are many effects of a volcanic eruption; firstly the ash and dust particles thrown up into the air cause significant rainfall, lightning and thunder. This is because the ash particles are good at attracting water droplets due to their dipolar positive charge, therefore attracting the waters dipolar negative charge. Secondly, lahars can form if the erupting material comes into contact with large amounts of rainfall or melting snow, lahars are mixtures of ash, mud and water which can cause fast-flowing mud slides. Thirdly, there are obviously the human effects, many lives can lost and lava flows and lahars can destroy settlements and clear areas of woodland or agriculture, the land affected is often irreversible. In some severe cases, volcanic eruptions can cause large-scale disruption, such as the case in 2010 where the Eyjafjallajökull volcano in Iceland led to flights globally being cancelled.
However, there are also positive effects; firstly the dramatic scenery created by volcanic eruptions attracts tourists and thus increases economic opportunities in an area. Secondly, the volcanic material can often break down to provide valuable nutrients for local soils acting as a great natural fertiliser increasing crop yields. And thirdly, the heat of a volcano can provide opportunities for the exploitation of geothermal energy which is becoming increasingly important and desirable as countries and companies seek to lower global emissions.
So although the effects of volcanic eruptions are often portrayed as negative by the media, these great natural wonders can have tremendously positive effects on areas and if managed and predicted properly, can prove to be a great source of income and a great source of natural beauty for many worldwide.